Roof Financing

Charlotte's Best Roofing and Gutters

Most roof problems don’t show up on a schedule. A leak appears after a storm, or an inspection turns up damage you didn’t know about, and the repair can’t wait until you’ve saved up for it.

Charlotte’s Best Roofing and Gutters offers roof financing so you can fix your roof now instead of waiting until you’ve saved enough. We’ll inspect the roof first, provide an estimate for repairs, then review your payment options.

    
 
 
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   Morgan Wysmuler 
 
 
 
 Trustindex verifies that the original source of the review is Google. We couldn’t be happier with our experience! When a tree fell on our house, we were suddenly dealing with a stressful and unexpected emergency. Mark stepped in when we needed help most, made the process so much easier, and helped us navigate the insurance questions and claims along the way. His guidance, communication, and quality of work made a difficult situation much more manageable. The final results look great, and we’re incredibly happy with the work completed. We’re so grateful for their professionalism and would absolutely recommend them to anyone looking for a reliable roofing contractor!
  
 
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   Travis Wysmuler 
 
 
 
 Trustindex verifies that the original source of the review is Google. We had a giant tree fall on our house and needed a new roof and gutter work, and this company was fantastic from start to finish. Mark responded immediately, was prompt and professional, and made the entire process feel smooth and efficient during a stressful situation. The entire team was organized, communicated well, and got the job done in a timely manner. We really appreciated the responsiveness and professionalism and would absolutely recommend them to anyone needing roofing or gutter work!
  
 
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   Mark Jackson 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mark Grayson from Charlotte’s Best Roofing and Gutters came to diagnose and quote a solution for a gutter problem I was having for multiple weeks since combining two gutter downspouts and a HVAC condensate drain into an underground drainage line from the second story of my house.  While analyzing, Mark came up with a permanent solution that he could implement onsite himself without scheduling a crew for a later date.  He offered some additional ideas to implement later.  They are an amazing solution driven company. Great price.  I highly recommend trying Charlotte’s Best Roofing & Gutters.
  
 
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   Bailey Straughn 
 
 
 
 Trustindex verifies that the original source of the review is Google. We have a flat roof that was in horrible shape. Charlotte’s Best Roofing not only did a great job with the replacement, but their communication is top notch, which seems to be hard to come by with most contractors.
  
 
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   Molly McGoff 
 
 
 
 Trustindex verifies that the original source of the review is Google. I found Mark by scouring Reddit to make sure I was choosing a reliable contractor for our roofing repairs. I could not be happier with the experience! Mark was very professional and transparent. He was honest about what was needed and what could wait, the service was prompt and the price was fair. Highly recommend!
  
 
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   Lindsay smith 
 
 
 
 Trustindex verifies that the original source of the review is Google. Quick to respond and set up an inspection and repair when I had a small leak
  
 
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   Mandy French 
 
 
 
 Trustindex verifies that the original source of the review is Google. From estimate to finish, great experience with Charlotte's Best Roofing and Gutters.  The work was completed promptly, quietly and efficiently.  The crew was kind and cleaned up well.  And the gutters look fantastic.  Two major rain storms and all seems to be working perfect.y.
  
 
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   Robert O'Neil 
 
 
 
 Trustindex verifies that the original source of the review is Google. We experienced a leak through the drywall in our living room from an over-flow where our gutters and roof angles converged.  Charlotte’s Best Roofing and Gutters put larger gutters in place and repaired the sofits so a similar leak would not occur in the future.  They did excellent work.
  
 
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   Asia R 
 
 
 
 Trustindex verifies that the original source of the review is Google. We reached out to Charlotte's Best after a friend referred them to us when we noticed a water stain developing in our old roof. Mark was very responsive and easy to work with to get it patched up! They worked with our schedule and billing was straightforward - would use them again in the future!
  
 
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   Matthew R 
 
 
 
 Trustindex verifies that the original source of the review is Google. Our roof needs replacing, but we're still saving up, and had to get some weak points patched in the meantime, and they were very responsive and professional from start to finish.
  
 
  
  
 
 
   Google rating score: 5.0 of 5, based on 256 reviews 
 
     Verified by Trustindex  Trustindex verified that these reviews were published on Charlotte's Best Roofing And Gutters's Google Business Profile. Learn more

Roof Financing Services

Before you finance anything, you should know exactly what you’re paying for. Putting a full roof replacement on a credit card usually means high interest, so financing through a lender is often a better fit for a big job.

It starts with an inspection. Our roofing contractor will inspect your roof, walk you through your material options, and provide a written proposal. You can ask about financing during that same visit, so you know your options before you decide anything.

How Roof Financing Works

Roof financing lets you pay for your roof over time through a lending company instead of paying the full amount up front. That way you can take care of the roof when it needs it, not when your savings account is ready.

Financing makes the most sense for a real need, like a major repair or a roof that has to be replaced. Your proposal should spell out the work in plain language: tear-off or overlay, underlayment, flashing, vents, and whether gutters or siding are included. If anything is unclear, just ask.

Roof Replacement Financing

A full replacement is the biggest roofing expense most homeowners face. It covers the shingles, underlayment, flashing, and tearing off the old roof. Financing lets you spread that cost out so you don’t have to put off a roof that needs replacing.

Waiting too long on a worn-out roof can turn a small leak into damaged insulation, drywall, and flooring. Financing can also make it easier to choose a better material if that’s what you want. The material choice is always yours, and we’ll explain the differences.

Financing Options

Charlotte’s Best Roofing and Gutters has partnered with multiple lending companies to offer roof financing at reasonable interest rates. Your rate is based on your credit, so two homeowners with similar roofs may get different offers.

You apply directly with the lending company, not with us. Once you apply, you’ll get your actual rate and terms.

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GET ROOF REPLACEMENT AS LOW AS $123/MONTH

Why Choose Charlotte's Best Roofing and Gutters for Roof Financing

Here’s how the process works:

We inspect your roof, flashing, and attic
We tell you whether you need a repair or replacement
You get a written proposal and can ask about financing
You decide whether to pay with cash, financing, or a mix of both
If gutters or siding are part of the leak, we check those on the same visit

Not every leak comes from the shingles. A clogged gutter can overflow and stain a ceiling even when the roof is fine, so our gutter and siding contractors can check those during the same visit. That way you only finance the work you actually need.

Roof Financing Questions

Do I Have to Finance If I Ask About It?

No. Asking about financing doesn’t commit you to anything. You can hear your options and then pay cash, finance, or do a mix of both.

Does Roof Financing Cover Gutters and Siding Too?

Yes, our lenders will cover all of it.

Can I Ask About Financing If I Have an Insurance Claim Open?

Yes. Just let us know at the visit that you have a claim open. Insurance and financing are separate, so if part of the work isn’t covered by your claim, we can talk about whether financing is an option for the rest.

Is There a Minimum Credit Score?

There’s no minimum score listed. Lenders decide that when you apply.

When Do I Actually Apply?

After you have your written proposal. The lender needs to know the actual cost of the job before they can give you an offer.

Ready to get your roof taken care of? Call Charlotte’s Best Roofing and Gutters at (704) 345-9446 or fill out our Inspection Form to schedule your inspection.

Serving North Carolina & South Carolina Residents